Doriccus is a 36-year-old married woman. She describes herself to be an aggressive, determined, and visionary woman. She runs a restaurant and grocery store with her husband where they sell snacks, food, and vegetables. She has been involved in this business for one year. Her business is located near a quarry, and her primary customers are village dwellers and masons. She describes her biggest business challenge to be insufficient funds for improving her business. She will use the KES 50,000 loan to buy bundles of flour, oil, and green vegetables. This is the second loan Doriccus has requested from SMEP DTM. Her first loan was in the amount of KES 20,000, which she managed to pay well. Her business goal is to run a bigger hotel. She hopes that in the future, she will use the profits generated for paying school fees for her children.