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Sabino lives in his own house with his wife and two children who are 18 and 15 years old. At the age of 59 he works the land with much dedication to bring sustenance to his home. Since he was a little boy he learned how to grow various basic grains which he earns his livelihood with today. Every year he plants corn and beans which are the most planted cereals in the zone where he lives with his family. He wants to be able to give his children better conditions than he and his wife have had and this is why he rises very early every day to work the land and bring the fruits of his labor home.

His neighbors give very good references of his work and of his person because he’s very dedicated and responsible with his tasks. He’s an enterprising, generous, hardworking man who does everything within his reach to earn a living and bring food to his family.

Agriculture is his main source of income so he wants to start planting as soon as possible since the planting season has already begun. To do so, he needs to make an investment in farm supplies like seeds, manure, insecticide, etc. for which he needs an INTEGRAL loan to help him make said investment. He hopes to obtain an abundant harvest that will make it possible for him to repay the loan and earn some income to provide sustenance for his family.
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Sabino, habita en casa propia junto con su esposa y sus dos hijos de 18 y 15 años. A sus 59 años de edad, trabaja la tierra con mucha dedicación para llevar el sustento a su hogar. Desde niño aprendió a cultivar los diferentes granos básicos, con lo que ahora se gana la vida. Cada año siembra maíz y frijoles ya que estos son los cereales mas cultivados en la zona donde él habita junto a su familia. Desea poder dar a sus hijos mejores condiciones a las que él y su esposa han tenido. Es por esa razón que cada día se levanta muy temprano para trabajar la tierra y poder llevar el fruto de su trabajo a su hogar. Sus vecinos dan buenas referencias de su trabajo y de su persona, ya que es muy dedicado y responsable en sus labores. Es un hombre emprendedor, generoso y trabajador el cual hace todo lo que este a su alcance para ganarse la vida y llevar el alimento a su familia. La agricultura es su principal fuente de ingresos por lo que desea comenzar la siembra lo antes posible, ya que la temporada para la siembra ya comenzó, para ello necesita hacer una inversión en los insumos agrícolas necesarios como: semillas, abonos, insecticidas, etc. para lo cual solicita este crédito a INTEGRAL para que le den una ayuda en dicha inversión. Espera obtener una cosecha abundante que le permita cancelar el crédito y percibir los ingresos que le permitan dar el sustento a su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 391
    View loans »
    El Salvador Loans Fundraising
  • $31,278,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,250 helped Sabino to buy seeds and farm supplies.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 14, 2012
Jun 2, 2012
Currency Exchange Loss:
Jul 2, 2012