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Noem's Group
In this Group: Noem, Yi, Srey, Sokleang, Sopheap, Thea
Noem, aged 39, is a rural villager living in an area of the Ponhea Krek district, Cambodia. She has five children, two daughters and three sons. To make a living to support her big family of 7 members, she has been planting cassava for more than ten years.

Noem's group consists of six members who all are female, living in the same village. Noem has been with VisionFund for two loan cycles already while the other members have been with VisionFund for one to two loan cycles. The loans have enabled her to make a better living and she can earn daily income up to 41,100 KHR from her current business. Having completely paid back the loans, Noem is leading her group to apply for a loan with VisionFund. As the leader, she is going to use her portion to buy fertilizer and seedlings for her farmland. She hopes to earn more income to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,007.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Noem's Group's $1,950 loan helped a member to buy fertilizer and seedlings for her farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 4, 2012
May 21, 2012
Currency Exchange Loss:
May 18, 2013