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Sang is a 27-year-old, married woman who has been living in a small village of the Ornlong Veng District. She sells used clothes with her husband in a local market, earning an income of USD 3.50 each day. Sang has been in this business for almost two years. She and her husband do not have any children yet, but they wish to have one soon.

Due to the lack of sufficient capital, Sang is requesting a loan of USD 1,000 to pay for construction laborers to renovate her house. She hopes that she has a comfortable living environment after her house has been fixed. Sang’s business goal is to own and enlarge a booth for selling clothes.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sang to pay for construction laborers to renovate her house.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Apr 25, 2012
May 21, 2012
Currency Exchange Loss:
Apr 25, 2013