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Norma is 50 years old and lives in Sumadat, Dumalinao ZDS. She is married with ten children.

To earn a living, Norma has a business selling viand (chicken joy). She earns about 8000 Philippine pesos (PHP) each month doing this type of work. Norma has requested a loan amount of 10,000.00 PHP to purchase more chicken for her chicken joy/viand business.

Norma, has been a member of PMPC for five years. In the future, Norma would like to have her own restaurant.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 395
    View loans »
    Philippines Loans Fundraising
  • $65,913,675
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Norma to purchase more chicken for her chicken joy/viand business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 9, 2012
May 20, 2012
Currency Exchange Loss:
Jun 17, 2014