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Triwana Sari Group
In this Group: Ni Putu , Ni Kade, Ni Kade, Ni Sayu, Ni Nengah, Ni Wayan, Ni Luh, Ni Komang, Ni Sayu Komang, Ni Sayu Kade*, Ni Luh, Ni Sayu, Ni Komang*, Ni Putu
* not pictured

Update on Triwana Sari Group

Ni Komang and the whole group of Triwana Sari received a fifth loan. This time, two members could not be in the photograph because of religious ceremonies, namely Ni Sayu and Ni Komang. These loans were used to buy four piglets. Ni Komang, as well as the housewives who keep pigs at home, also works to help her husband in the fields. She has two children. Her first child is in elementary school and the second is a toddler. She pursues this effort to provide additional income for the family and to be able to save for the future of her children. Ni Komang spends 20,000 IDR per day for the kitchen, 5,000 IDR for the provisions for her children and 50,000 IDR per month for electricity.

Previous Loan Details

Ni K. J. A., 28 years old, together with all the members of this group agreed to continue borrowing from MUK. Because she already has one piglet from the profits earned from previous sales, Ni K. J. A. is using an acquisition loan to buy three more piglets. Any remainder will be used to buy pig f... More from Triwana Sari Group's previous loan »

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 134
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,235.0
    Indonesia Rupiahs (IDR) = $1 USD