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Ovidio has lived in his own house for a long tome. Despite his advanced age he works very hard to be able to move his family forward. He manufactures cement bricks to sell, a line of work he’s been in for a long time since he’s his family’s main source of support.

He lives in his own house with his wife, daughter, grandson and his 85-year-old mother. He has a large clientele because thanks to the good work he does he’s managed to win over the trust of neighbors and customers. He lives in very humble conditions with his family which has led him to think of ways to safeguard the business because at his advanced age he’s unable to do any other type of work outside his house which is why he continues to bet on the business he already has.

He’s asking Integral for a loan to invest in working capital like cement, sand, etc. to continue carrying out the work he and his family depend on.
View original language description ↓

Ovidio habita en casa de su propiedad desde hace mucho tiempo. A pesar de su avanzada edad, trabaja muy duro para poder sacar adelante a su familia. Él se dedica a la elaboración y venta de ladrillos de cemento. Actividad que practica desde hace mucho tiempo, ya que él, es el principal soporte económico de su familia. Habita en casa de su propiedad junto a su esposa, hija, nieto y madre de 85 años. Tiene mucha clientela, ya que gracias a su buen desempeño en su trabajo ha logrado ganarse la confianza de sus vecinos y clientes. Vive en condiciones muy humildes junto a su familia lo cual lo han hecho pensar en la forma de asegurar el negocio ya que a su avanzada edad no puede realizar otro trabajo fuera de su casa por lo que ha decidido continuar apostándole al negocio que ya tiene. Solicita este crédito a INTEGRAL para invertir en capital de trabajo como: cemento, arena, etc. Para continuar desempeñando su trabajo del cual depende él y su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 493
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ovidio to buy cement, sand, etc.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 4, 2012
May 27, 2012
Currency Exchange Loss:
Jul 17, 2014