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José Alfonso
José Alfonso is single and has three minor children. The children do not live with him, but nonetheless he helps them financially every month. José is 51 years old. He has lived in a rented house for two years, and he has established an upholstery business at the house. He has devoted himself to this work for 22 years.

He currently has good clientele for his work. He has demonstrated himself to be responsible and efficient. He works for various hotels in the country, and he provides maintenance to the furniture.

José needs a loan to invest in buying raw materials and upholstery supplies (thread, fabric, glue, and wood, etc.). This way he will be able to do the work that his customers have entrusted to him. The investment he will make will be recuperated upon delivering the upholstery repair jobs.

The income that this will generate will be used for his living expenses and to cover the basic services. He is confident that with the help of this institution, Integral, he will manage to improve the living conditions for himself and for his family.
View original language description ↓

José Alfonso, es padre soltero de 3 hijos, menores de edad, los cuales ya no viven con él sin embargo les ayuda económicamente todos los meses. José, tiene 51 años de edad. Desde hace 2 años vive en casa alquilada, donde ha establecido una tapicería, a lo cual se dedica desde hace 22 años. Actualmente cuenta con una buena clientela para su trabajo, pues ha demostrado ser responsable y eficiente. Trabaja para varios hoteles del país, dando mantenimiento a sus muebles. José necesita un préstamo para invertir en materia prima e insumos de tapicería (hilos, telas, pegas, madera, etc.) y así poder realizar los trabajos que sus clientes le han encomendado. La inversión que realizará será recuperada al entregar los trabajos de reparación de tapizado, y los ingresos que esto le genere servirán para su manutención y cobertura de servicios básicos. Confía que con la ayuda de esta institución, INTEGRAL, logrará mejorar su condición de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 709
    View loans »
    El Salvador Loans Fundraising
  • $29,641,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped José Alfonso to buy thread, fabric, glue, and wood, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 5, 2012
May 27, 2012
Currency Exchange Loss:
Jun 18, 2013