Christine is forty-seven years old and is in the farming business in her home of Kitale in Western Kenya. She is married and has four children aged between twenty-three and 19 years. Her farm usually produces milk and maize, part of which are sold to the local market to meet the family's needs.
Christine has requested a loan of 30,000 KES from Juhudi Kilimo to buy poultry birds. She remains confident she will be able to improve her family's living standards and educate her children. She aspires to own at least 20,000 birds.
She is worried about the high costs of feed in the local market. She appreciates Juhudi Kilimo.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.