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Calixta Cirila
Calixta lives in Quevedo where she has had a grocery store for 12 years. At first she only sold soft drinks and it went well. While smiling, she tells us that she never thought that people could drink so much cola! In time, her business grew and her customers began asking for other products. Today she has a well-stocked store and she works from Monday to Sunday, from 6:00 AM to 9:00 PM.

Her focus is to manage her store, but she does get help from her relatives when she needs it. Although she is 61 years old, she is still active and enjoys working. We ask her if there are some inconveniences in her work and she tells us that there are not, except that at the moment she is a bit sick.

Calixta is divorced and she has four adult children that are independent. With this loan she will buy products for her store such as soft drinks, confetti, tables, and chairs. Her goal is to remodel her home which will help improve her neighborhood and local community.
View original language description ↓
Calixta vive en quevedo inicio su tienda de venta de abarrotes hace 12 años. en un principio vendía solo gaseosas, partiendo de ahí tuvo gran acogida. Entre risas nos cuenta que nunca pensé que la gente tomara tanta cola. Con el tiempo su negocio fue ganando acogida con lo cual los clientes empezaron a preguntar por otros productos. Hoy en día tiene una tienda mas surtida con lo cual trabaja de lunes a domingos desde las 6 de la mañana hasta las 9 de lo noche. La atención está a su cargo pero recibe ayuda de sus familiares cuando se encuentran de visita, a pesar de tener 61 años se mantiene activa y le gusta. Le preguntamos si tenía algún tipo de inconvenientes en su trabajo y nos informa que no, pero en lo referente a su salud a estado algo enferma. Calixta es divorciada, tiene 4 hijos todos mayores e independientes. Con el crédito comprara productos para su tienda como gaseosas, confetis, mesa, sillas. Su meta a futuro es remodelar su casa para mejorar su local y aumentarlo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Calixta Cirila to buy soft drinks, party decorations, tables, and chairs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 18, 2012
Jun 2, 2012
Currency Exchange Loss:
May 17, 2013