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Update on Cesar

Cesar, 33, is originally from El Torno, Puerto Rico. He is married and has two children ages 8 and 10 who are in school. He rents a home in the San Andres neighborhood and works as a carpenter. He has had his own workshop in his parents' neighborhood since he decided to begin this work 5 years ago.

The loan will be used to buy lumber in bulk. His previous loan went well because he was able to make repairs to his workshop. He is grateful to the institution for the support that they have given him.
View original language description ↓
El señor Cesar tiene 33 años oriundo de puerto rico - el Torno, casado y tienen dos hijos de las edades de 8 y 10 años que se encuentran en edad escolar, su domicilio es alquilado se encuentra ubicado en la zona San Andrés, es de ocupación carpintero, trabaja en su propio taller ubicado en el mismo barrio en el domicilio de su padre ya hace unos cinco años se dedica a esta labor, el destino del crédito es para la compra de madera al por mayor, con el anterior credito le fue muy bien ya que hizo refaccionar su taller, se siente agradecido con la institución por el apoyo que se le ha brindado.

Previous Loan Details

Cesar is a native of Puerto Rico, el Torno. He is married and has two children who are school age. His house is rented and is located in the area of San Andres. He is a carpenter. He works in his own shop located in the same neighborhood in his father's house. He has been dedicated to this work f... More from Cesar's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 128
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Cesar to buy lumber in bulk.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 10, 2012
Jun 1, 2012
Currency Exchange Loss:
Apr 17, 2013
This photo was used before for a previous loan for Cesar. It was first posted on Kiva on Aug, 2011. Learn More