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Uniendo Fuerzas Group
In this Group: Yemima Tania, Estela Luz, Mari Luz, Marcela, Margarita Geovana, Cinthia Luz*, Maria Salome, Pedro Eduardo
* not pictured
Maria is 64 years old, is a widow with 10 independent children. For more than three years she has made a living selling kebab and maize porridge which sales on the streets. In addition to this, she also offer cleaning services, which gives her an extra income for her home.

Maria is proud because it is due to effort and hard work that she has managed to achieve some of her goals like built part of her home and provided education to her children.

Finishing her house is her next goal. With this last loan she intends to purchase supplies such as oil, meat, lemons, etc. , and medicines for her, because she is recovering from an operation. Mary belongs to the communal bank Joining Forces which has eight responsible and hard working members. They appreciate the support provided. (In the picture) Maria is located on the left side, wearing a white sweater and black skirt. At the top is Yemima and Mari.
View original language description ↓
María de 64 años, es viuda con 10 hijos independientes. Hace más de 03 años que se dedica a la venta de anticuchos y mazamorras la cual lo realiza ambulatoriamente. Aparte brinda servicios de limpieza obteniendo un ingreso extra para su hogar. María se siente orgullosa pues con su trabajo y esfuerzo a logrado cumplir algunas de sus metas como construir parte de su vivienda y brindarle educación a su hijos. Terminar de construir su casa es su siguiente meta. Su último préstamo lo destinara para la compra de insumos como aceite, carnes, limones, etc. y medicamentos para ella, ya que se está recuperando de una operación. María pertenece a la Alcancía Comunal “Uniendo fuerzas” la cual está conformado por 08 socios responsables y trabajadores. Ellos agradecen el crédito brindado. María está ubicada al lado izquierdo y viste chompa blanca y falda color negro. En la parte superior esta Yemima y Mari.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,328,875
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Uniendo Fuerzas Group's $2,400 loan helped a member to purchase supplies and medicines.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 15, 2012
Jun 1, 2012
Currency Exchange Loss:
Dec 15, 2012