A loan of $450 helped to buy beer and soft drinks to stock.


Dayulis's story

Dayulis is 22 years old and sells beverages, cool drinks and finger food. She lives in the municipality of Salgar, located on the seashore, where the beach, the soft breeze, the sea and the nice and happy people make up a unique culture. She started her business three years ago selling soft drinks, ice, chicha (a cold drink made from maize or fruit), bolis (a traditional form of ice cream found in Colombia), and others out of a cooler. She gradually started offering other products such as bread or finger food. Her business has been growing steadily, allowing her to buy a second cooler, because one was not enough. The majority of her customers are people from the neighbourhood or tourists who, on their way to the beach, choose to stop for refreshments in order to quench the thirst caused by the sun beating down on the earth; thus they happily sip their beverages under the welcome shade of the mango tree that stands on the terrace of Dayulis's house. Since she buys from her supplier only when he comes round in his lorry and her clientele has grown, Dayulis often lacks products to sell, and she has to resort to buying from intermediaries, which makes for a steep mark-up in price. This is why she asks for a Kiva loan, which is her first loan with field partner Fundación Mario Santo Domingo. She will use the funds to buy beer and soft drinks to stock so as not to have to tell clients that she is out of refreshments or be forced to sell at a higher price. Her investment will pay off because she will have enough beverages to meet demand, as long as her customers continue to enjoy their cool drinks under the shade of the mango tree, in the warm, healthy air of the seashore.

Translated from Spanish by Kiva volunteer



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