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Gloria Liliam
Gloria Liliam currently has a home of her own and is employed as a cashier. This young woman possesses a spirit for excellence in her life. She has two dependent children and has lived in this town for 16 years. Gloria came to CEPRODEL in order to improve her home.

She is requesting a loan to buy cement and sand. This will help improve her family's living conditions. CEPRODEL supports people like Gloria who are grateful to receive a helping hand. She has already taken advantage of the assistance from three previous CEPRODEL loans so that her family can develop.

View original language description ↓
Gloria Liliam Actualmente cuenta con su propia vivienda, desempeña el cargo de Responsable de caja chica, es una joven con espíritu de superación en la vida cuenta con dos hijo a su cargo, donde tiene 16 años de vivir en esta localidad, se presentó a Ceprodel con el Fin de mejorar su vivienda.

Por esta razón, solicita un crédito para la compra de Cemento y Arena y así poder vivir en mejores condiciones de vida con su familia, de igual manera Ceprodel apoya a este tipo de persona, por lo cual agradece de ante mano que le puedan brindar este apoyo ya que ha tenido tres créditos con esta institución y han sido provechosos para su desarrollo familiar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Gloria Liliam to buy cement and sand.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 10, 2012
Jun 1, 2012
Currency Exchange Loss:
Jun 18, 2013