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Enma Rita

Update on Enma Rita

Enma is a member of the Communal Bank "Tulipanes" (Tulips). She is 48 years old and a single mother with two daughters. Enma strives to move forward with her family. She buys and sells grains. Her products are sold at the fairs and also at the market. She feels very good about FINCA because she has learned how to save, as well as how to be supportive and understanding. What she enjoys most about the training classes offered by her Communal Bank is learning about how to do a better job of teaching her daughters and also how to develop as a person and as an entrepreneur.

The loan she is requesting will be used to buy grains that she can sell at the fairs and at the market.
View original language description ↓
Enma es socia del Bancomunal Tulipanes, tiene 48 años de edad, es madre soltera, tiene 2 hijas. Ella se esfuerza por sacar adelante a su familia, se dedica a la compra y venta de cereales, los vende en las ferias y también en el mercado. Se siente muy bien en la institución porque aprendió a ahorrar, a ser solidaria, comprensiva, lo que más le gusta son las capacitaciones que recibe en su Bancomunal, es ahí donde aprende a educar mejor a sus hijas y también a desarrollarse como persona y como empresaria. El préstamo que solicita lo invertirá en la compra de cereales para así poder venderlas en las ferias y en el mercado .

Previous Loan Details

Emma in Ayacucho, Perú with her two children aged seven and 12. She has been selling groceries for 10 years. It is very important to her that her children receive a good education and learn to save money just like she is doing with the help of FINCA Perú. With this loan of 2,550 soles (US$875) s... More from Enma Rita's previous loan »

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Enma Rita to buy corn, wheat, beans, and other grains.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 27, 2012
May 29, 2012
Currency Exchange Loss:
Dec 1, 2012