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Zorayda Beatriz
Zorayda Beatriz is from El Sauce and she’s dedicated to her work which consists in providing pharmacy services; she has many years’ experience.

The main objective in her and her husband’s lives is to prepare their daughter professionally so that she can fend for herself in life in the future which is why she currently needs a loan to pay for the modules leading to her university degree.

For this reason she approached Ceprodel for the first time to request her first loan to pay these costs which in the real scheme of things is a legacy she leaves for the children so that they will be independent and able to fend for themselves in life.

She trusts in God that she will move forward and be able to meet this obligation in order to have a long-lasting relationship with Ceprodel and that they will continue supporting her to have a better economic development.
View original language description ↓
Zorayda Beatriz es una sauceña dedicada a su trabajo el cual consiste en brindar servicio como Farmacéutica con muchos años de experiencia.
Su objetivo principal en la vida y la de su esposo es preparar a su hija profesionalmente para que se defienda en la vida en un futuro, por lo que actualmente necesita un crédito para pagar lo módulos para tramitar el título de universidad.
Por tal razón se acercó por primera vez a Ceprodel para solicitar su primer crédito para pagar estos gastos que al final es una herencia que se deja a los hijos para que sean independientes y se defiendan solos en la vida.
Confía en Dios salir adelante y cumplir con esta obligación para tener una relación duradera con Ceprodel y que le sigan apoyando para tener un mejor desarrollo económico.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Zorayda Beatriz to pay for university.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 17, 2012
Jun 1, 2012
Currency Exchange Loss:
Jun 18, 2013