Keur Diawly Group
Momy, the featured borrower, is 54 years old. She is married and the mother of six adult children whose ages range between 20 and 33 years. She is a retailer and buys her goods (groundnut, cowpea, sorrel and the edible wild fruit "sump" or "desert date") at weekly markets, before reselling her goods in the capital city. She is quite experienced in her field. In the photo, she is standing at the far right, dressed in a large boubou with a shawl wrapped around her shoulders. She is also smiling broadly.
Each time Momy takes a trip [to the capital city], she transports a minimum of 100 kilos of groundnut, 100 kilos of cowpea, large quantities of sorrel, and most importantly, several kilos of sump (an edible wild fruit also called "desert date" which is used for processing into oil and syrup).
Her profits will be used in part to strengthen her savings while the rest will be used to cover daily expenses and to meet the family's day-to-day needs.
Momy, l'emprunteur vedette est âgée de 54 ans, elle est mariée mère de six enfants majeurs qui ont entre 33 et et 20 ans.Elle pratique le petit commerce et achète ses produits ( arachide, "niébé", oseille, sump fruits sauvages comestibles....)dans les marchés hebdomadaires et revend dans la capitale. Elle a une bonne expérience. Sur la photo elle est debout tout à fait à droite habillée en grand boubou, un châle noué autour des épaules et a affiché un beau sourire.
Pour chaque voyage elle convoie au minimum 100 kilogrammes d'arachide, 100 kilogrammes de "niébé", beaucoup d'oseille et surtout plusieurs kilos de "sump" (fruit sauvage comestible destiné à la transformation en huile et sirop)
Une partie des bénéfices constituera le renforcement des épargnes et l'autre partie ira à la consommation et aux besoins courants de la famille.
About CAURIE Micro FinanceThe mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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