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Jalia is married and the mother of three children, all of whom attend school. For the last five years, she has earned a living by selling used clothing to all types of people. She also earns additional income by renting rooms. She has applied for a loan for 1,000,000 Ugandan shillings from MCDT–SACCO to buy more used clothing to sell to her customers. Her major business challenges are the seasonal nature of her work and people who default on their payments. She wants to see her business grow so that she can afford to send her children to university, and she hopes to do that by importing used clothes from Mombasa. She lives in a home that she owns and which has access to electricity and piped-in water. Her monthly expenses includes school fees and food for her family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 123
    View loans »
    Uganda Loans Fundraising
  • $33,818,525
    Funds lent in using Kiva
  • 2,470.0
    Uganda Shillings (UGX) = $1 USD