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Raisa is a farmer from Ukraine. She started her work as an agronomist at an agricultural collective and is now involved in farming together with her family on privatized land. She planted areas of cherries and apricots and is also involved in growing grapes and vegetables (tomatoes and cucumbers). Lately, following her the death of her husband, who was the primary farm-work helper, it became difficult for Raisa to work alone. Of course, the children help her, but only in their free time. Her 23 year-old son works as a firefighter after graduating from the Agrotechnological Academy, and the 17 year-old daughter studies to become an artist-decorator in Kulprosvet. The family of her late husband help Raisa with the business as well.
It is difficult for the family to work on ten hectares of land, and this is why it is necessary to hire workers. Unfortunately, the family does not have such means. A purchase of farming machinery would significantly speed up the process of preparing the soil for sowing plants and reduce the number of weeds. Raisa needs help and in the future dreams of building a greenhouse for planting strawberries, buying a sprayer - a very important thing in the farming business. She wants to help agricultural businesses of Ukraine to grow and flourish by developing her farm! She needs your help with financing farming machinery.
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Раиса-фермер из Украины. Она начинала свою деятельность агрономом в сельском хозяйстве,а теперь со своей семьей занимается фермерством на паевых участках. Посадила участки черешни и абрикоса,также занимается виноградарством,овощеводством(помидоры,огурцы).

В последнее время, после смерти мужа-главного помощника по хозяйству Раисе стало трудно справляться одной. Конечно же ей помогают дети,но в свое свободное время.23-х летний сын,окончив Агротехнологическую Академию работает пожарником, 17-ти летняя дочь учится на художника оформителя в культпросвете.Семья покойного мужа также помогает Раисе по хозяйству.

Обрабатывать участок площадью 10 га семье очень сложно поэтому необходимо нанимать работников.К сожалению у семьи нет таких средств. Приобретение мотоблока значительно ускорит процесс подготовки земли к посадке растений,уменьшит количество сорняков.

Раиса нуждается в помощи, мечтает в будущем поставить теплицу для посадки клубники, купить опрыскиватель, очень важную вещь в хозяйстве.Развивая свою ферму помочь сельскому хозяйству Украины расти и процветать!

Нуждается в вашей помощи для финансирования мотоблока.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Raisa to purchase farming machinery.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 20, 2012
May 24, 2012
Currency Exchange Loss:
Dec 20, 2013