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Baraka Group
In this Group: Luhusa , Rudonge, Neema, Bashoke, Wabiwa, Byamungu, Cinogerwa, Minani, Zahinda, Naweza, Mbaka , Barhalemberwa, Ziringa, Barasima, Baderha, Nzigire, Kahindo, Cirezi, Vumilia, Mapendo, Kwabo, Shauri
The customer, Wabiwa is a married woman who is dynamic. She is 40 years old and has the function of secretary within the Baraka loan group. She is on her 13th loan from Hekima. She is planning to buy 100 pairs of shoes with the requested loan so that she can grown her business. She thanks Hekima for these loans and prays to God to give it his blessing.
View original language description ↓
La cliente est une femme mariée et dynamique. Elle est âgée de 40 ans et assume la fonction de secrétaire dans son groupe de crédit Baraka. Elle est au au 13ème cycle de crédit chez Hekima. Elle compte acheter 100 paires de souliers avec le crédit sollicité pour la croissance de son affaire. Elle remercie Hekima pour ces prêts et prie Dieu de le bénir d’avantage.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 17
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,956,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Baraka Group's $4,750 loan helped a member to buy 100 pairs of shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 16, 2012
May 20, 2012
Currency Exchange Loss:
Oct 15, 2012