A loan of $1,000 helped to stock his food business.

David Osmin's story

David Osmin lives with his wife and their two children. He operates a business buying and selling bread products. He buys wholesale supplies of bread from bakeries in his neighborhood, along with other kinds of bread products: quesadillas, semitas, salpores, etc. He has an advantage over competitors because he has a vehicle that he can use to deliver his products. He has a fixed set of customers--stores and individuals--who buy from him. They like that he can deliver his delicious bread products right to their doors. David is an enterprising man, honest and humble about his success. He says that work is man's best defense and that's how he explains his success. He is applying for an INTEGRAL loan because he wants to extend his business to nearby neighborhoods. We are confident that David Osmin can repay the debt because he is very responsible and has good references. He knows that his efforts will help him to better provide for his family.

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Translated from Spanish by Kiva volunteer Jere Wiseman

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