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Mary is a farmer in the Kitale area of Western Kenya, where she has been farming for twenty years. Her farm is currently run with the help of one farmhand and produces milk, maize, beans, and eggs as the leading products. All her products are sold within the local markets.

Mary has requested a loan of 80,000 KES from Juhudi Kilimo to buy poultry birds at 50,000 KES and construct a dairy unit at 30,000 KES. She says the farming income will help her educate six of her children who are still schooling.

Mary adds that Juhudi Kilimo loans have made her realize her potential in business, since this is not her first loan.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 611
    View loans »
    Kenya Loans Fundraising
  • $49,786,350
    Funds lent in using Kiva
  • 84.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Mary to buy poultry birds and construct a dairy unit.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 4, 2012
May 18, 2012
Currency Exchange Loss:
May 17, 2014