Charles is a 53-year-old gentleman married with 9 children living in Kagadi, Uganda. He is a teacher by profession and has been in service for a period of 31 years. Over the years, he has had a great bond with his students and he says that seeing the young people grow to become responsible citizens is his pride. Charles would like to educate his children and build a permanent home for residence and buy land for farming. Charles intends to use the loan facility to buy land.