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Manuela Yolanda
Señora Manuela Yolanda has a small business selling water, sodas, and natural refreshments in the department of León. For the last 25 years, this business has been her family's sustenance.

Señora Manuela Yolanda gets up daily and goes to the market to find fresh fruit, which she later transports to her home to make her delicious natural refreshments, which she sells to customers at one of the city's markets.

It is worth mentioning that her demand has increased, and to take advantage of the sales she is requesting a loan for the purchase of fruit, soda, water, cacao, seeds, payana and sugar to meet her customers' needs.
View original language description ↓
Señora Manuela Yolanda posee un pequeño negocio de venta de Agua, Gaseosa, refrescos Naturales en el departamento de León desde hace 25 años siendo este negocio el sustento de su familia.

Diariamente la Señora Manuela Yolanda se levanta y va al mercado a buscar frutas frescas posteriormente se traslada a su casa de habitación para la elaboración de los riquísimos refrescos Naturales los cuales ofrece a su clientela en uno de los mercados de la ciudad.

Cabe mencionar que la demanda ha aumentado , y para aprovechar la venta está solicitando un crédito para la compra de Frutas, Gaseosas, jugos, agua, cacao, semilla, payanas, azúcar. y así satisfacer la necesidad de su clientela.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Manuela Yolanda to buy sodas, juices, cacao, seeds, payanas, and sugar.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 26, 2012
Jun 5, 2012
Currency Exchange Loss:
Nov 15, 2012