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Update on Juana

Juana still works in her cosmetology business, and has a beauty salon where she does perms, colors hair and performs haircuts. She works from 9am until 7pm, and uses this business to help her children get ahead in life. Her dream is to expand and improve her beauty salon business. She plans to use this loan to buy rollers, scissors and hair coloring.

Juana is happy to receive a loan, and promises to meet all her repayment installments.
View original language description ↓
L socia se sigue dedicando al negocio de cosmetologa ella tiene un salon de belleza,la socia hace ondulaciones,tintes de cabello y cortes,la socia trabaja desde las 9:00 a.m hasta las 7:00 p.m,por medio de este negocio la socia saca adelante a sus hijos,la socia por medio de este negocio saca adelante a sus hijos,el sueño de la socia es ampliar y mejorar el negocio de salon de belleza.La socia solicita el credito para comprar ruleros,tijeras y tintes para el cabello.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

Juana is a member of the Communal Bank “Madres Trabajadoras” (Working Mothers), which is located in the District of Santiago, Province and Department of Cusco. She is 43 years old, married, and has two children. Sra. Juana divides her time between her daily activities and her cosmetology bus... More from Juana's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Juana to buy rollers, scissors and hair coloring.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 11, 2012
May 25, 2012
Currency Exchange Loss:
Oct 15, 2012
This photo was used before for a previous loan for Juana. It was first posted on Kiva on Oct, 2010. Learn More