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Juntos Para El Exito Group
In this Group: Elizabeth Elvira, Eusebia Magaly, Cintia, Isabel, Kelly Elizabeth

Update on Juntos Para El Exito Group

“Unity Makes Strength” is the motto the “Juntos Para El Éxito” (Together for Success) group always has in mind. It has five members whose only goal is to always move forward.

One case in particular is Cindia, 25. She has three minor children and rises very early every day to open the grocery store she has at home and which has produced much income and satisfaction over more than two years allowing her to save for her children’s education and to buy furniture for her house.

Later on she’d like to finish building some rooms at home to rent out. She will use the recent loan to buy a case to display her groceries and merchandise. I can’t conclude without first mentioning the initiative each group member has to thrust forward economically for their families’ wellbeing and for their businesses.
View original language description ↓
La unión hace la fuerza, es el lema que lleva siempre presente el grupo comunal Juntos Para El Éxito. Con formado por 5 socios, el cual tiene la única meta de salir siempre adelante. Un caso en particular es la señora Cindia de 25 años de edad y con tres hijos menores de edad, cada día se levanta muy temprano para abrir la bodega que tiene en su vivienda y el cual le ha dado muchos ingresos y satisfacciones por más de 2 años, pudiendo ahorra para la eduacion de sus hijos y la comprar de muebles para su casa. Y más adelante le gustaría terminar de construir algunas habitaciones de su vivienda para poder rentarlas. Con el reciente préstamo los invertirá para comprar una vitrina donde se exhiben los productos de abarrotes y mercadería. No puedo concluir sin antes dar mención a la iniciativa que tiene cada integrante del grupo para surgir económicamente por el bienestar de sus familias y sus negocios.

Previous Loan Details

A group of enterprising, hardworking and united women formed the “Juntos para el Exito” group. It has seven outstanding women as members, each with her own particular story. One of them is Mónica, 25. She has a spouse and three little children. Since childhood she lived surrounded by e... More from Juntos Para El Exito Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 80
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Juntos Para El Exito Group's $1,700 loan helped a member to buy merchandise and a display case.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 16, 2012
Jun 1, 2012
Currency Exchange Loss:
Dec 15, 2012