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Nazgul is 35 years old, married, and has 4 children. For the past 10 years Nazgul has been raising livestock. She launched her business with 5,000 som (KGS). Thanks to her hard work Nazgul's farm now has three cows, eight horses, and 15 sheep. Sale of milk and dairy products earns her about 10,000 som (KGS) per month.

To further develop her business Nazgul came to Bai Tushum and Partners for a 100,000 som (KGS) loan to buy dairy cows and thus increase milk production. She plans to use the profit earned through this loan to further expand her livestock herd.
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Назгул 35 лет, замужем, имеет 4 детей. Назгул на протяжении 10 лет занимается животноводством, начав этот бизнес с суммы 5,000 сом. Благодаря упорному труду Назгул в ее хозяйстве на сегодняшний день имеется 3 коровы, 8 лошадей и 15 овец. Продажа молока и молочных продуктов приносит около 10,000 сом в месяц.
В целях дальнейшего развития своего бизнеса, Назгул обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дойных коров, что позволит ей увеличить надои. Доходы от кредита Назгул планирует вложить в дальнейшее увеличение домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Nazgul to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2012
May 20, 2012
Currency Exchange Loss:
May 17, 2013