A loan of $1,100 helped to buy perfume, cosmetics and underwear.


Marielisa Genoveva's story

The “Productivo” (Productive) communal bank meets every fifteen days in Montecristi Canton known for its pre-colonial culture and crafts that are famous nationally and internationally; it’s where the famous straw hats come from.

Marielisa, 33, lives here and is in a common law relationship and has two children who are 10 and 7 years old and attending school. Her husband works in a factory in Manta.

Our girlfriend is a great housewife who in order to earn her own income sells food and Avon and L'Bel products via catalogue (beauty products, cosmetics, perfumery and women’s accessories). She sells door to door and works every day especially during the morning. She also has several customers who come by her house to buy her products. She sells on credit and collects every weekend. She’s been in this line of work for more than five years and does very well.

This loan is to buy perfume, creams, cosmetics and underwear. She’s been in the communal bank since the start and likes it because of the benefits gotten from the institution. Her dream is to have a boutique and to buy a car to sell her products.

Translator profile picture

Translated from Spanish by Kiva volunteer Polliz


Loan details


Lenders and lending teams



Loan details