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Alberto is 56 years old and married. He currently lives with his three children and his wife, who are his greatest priorities. He intends to use this loan to buy supplies, such as compost and herbicides, for maintaining his crops under normal conditions. Alberto has land that has already been planted with coffee and is experiencing normal conditions after the previous harvest. His goal is to increase production and generate more monetary exchanges so that he can improve his financial stability and his family's well-being.

This is the first loan he has received from FUDECOSUR. Alberto has not had any other loans with the state banks. FUDECOSUR is providing this loan with better terms and a lower interest rate.

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Alberto tiene la edad 56 de años, está casado, actualmente vive con sus 3 hijos y su esposa que son sus mayores prioridades. El con el con crédito pretende comprar los insumos como abono y herbicidas para mantener su cultivo en condiciones regulares. El cuenta con el terreno de café ya sembrado y está en condiciones regulares después de esta cosecha pasada, el quiere asistirlo para mejorar la florea de su plantación y darle más fuerza a sus plantas para así tener un mejor rendimiento de cosecha esta próxima cosecha. El tienen como meta aumentar su producción y generar más divisas económicas para mejora su estabilidad económica y bienestar familiar. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 498.8
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Alberto to buy farming supplies for maintaining his coffee crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 20, 2012
May 24, 2012
Currency Exchange Loss:
Jun 18, 2013