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Alberto is 54 years old, divorced, and currently lives alone. He intends to use this loan to buy supplies, such as compost and pesticides, for maintaining optimal conditions for his coffee crop. His goal is to improve his coffee plantation and increase his productivity for next year. Alberto wants to generate more income for his own welfare and to have better financial stability in the future.

This is the first loan he has received from FUDECOSUR. Alberto has not received any other loans from the state banks. FUDECOSUR is providing this loan with better terms and a lower interest rate.

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Alberto tiene la edad 54 de años, está divorciado, actualmente vive solo. El con el crédito pretende comprar los insumos como el abono y plaguicidas para mantener su cafetal en optimas condiciones. El tienen como meta mejorar su plantación de café y aumentar su productividad de café para el próximo año. El pretende con esta mejorar generar más ingresos económicos para su bienestar propio y tener a futuro una estabilidad económica mejor. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 6
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 498.8
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Alberto to buy compost and pesticides for his coffee crop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 20, 2012
May 23, 2012
Currency Exchange Loss:
Dec 22, 2014