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Inmaculada Concepcion De Pacca Group
In this Group: Martha, Agripina, Maria Grimanesa, Catalina, Maruja*, Luisa, Roca Nicanor, Evert Rony*, Primitivo, Carmen
* not pictured
The members belong to Inmaculada Concepción de Pacca Communal Bank, located in the district of Anta in the province of Anta and department of Cusco.

This member is Martha, 59. She is single and has two children. She works in her business selling vegetables. She sells onions, carrots, cucumbers, and tomatoes as a street vendor from 8:00 a.m. until 6:00 p.m. With this business she gets her children ahead. Her dream is to have a place to sell the vegetables.

She is requesting the loan to buy wholesale carrots, onions, cucumbers, and tomatoes.

The member who is attached to the group photo asked to be photographed afterwards due to work reasons. The other members work in the businesses of livestock sales, corn sales, guinea pig sales, and raising animals.

She is grateful to those who are part of this dream in this way and she promises to make her payments by the established deadline.
View original language description ↓
Los socios pertenecen al banco comunal “INMACULADA CONCEPCION DE PACCA”; Este banco se ubicada en el distrito de Anta, perteneciente a la provincia de Anta y departamento de Cusco.

La socia es la Sra. Martha ella es soltera y tiene 59 años y tiene 2 hijos; La socia trabaja con su negocio de venta de verduras, la socia vende cebollas, zanahorias, pepinos y tomates, la socia vende en forma ambulatoria, la socia vende desde las 8:00 a.m hasta las 6:00 a.m, por medio de este negocio la socia saca adelante a sus hijos, el sueño de la socia es tener un local donde pueda vender las verduras. La socia solicita el préstamo para comprar zanahorias, cebollas, pepinos y tomates al por mayor.
El socio que esta pegada a la foto grupal se le tomo despues de la reunion porque pidio permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de ganado, negocio de venta de maíz, negocio de venta de cuyes y negocio de crianza de animales

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 81
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Inmaculada Concepcion De Pacca Group's $4,100 loan helped a member to buy wholesale carrots, onions, cucumbers, and tomatoes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 4, 2012
May 29, 2012
Currency Exchange Loss:
Nov 15, 2012