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Vainqeurs Plus Group
In this Group: Charlène, Elyse, Rose, Bien Aimé, Espérance, Joël, Ruth, Adolphe, Chrispin, Job, Patrice, Marie, Henriette, Marie Claire, Caroline, Philippe, Samuel, Bienvenue, Germaine
Charlène is a chairwoman of a Community bank named “Vainqueurs Plus”, which is composed of 19 microentrepreneurs united in solidarity to receive loans from Kiva through IMF HOPE RDC with the goal of developing their businesses.

Charlène sells second hand clothing. She started her business in 2009. With hard work and determination, she succeeded in making it thrive thanks to good management and accumulated profits. She intends with the next loan to increase the inventory of her business by purchasing one second hand bundle of clothing in order to increase the profit. Currently, she earns a profit of $80 every week. Charlène is twenty-six years old, divorced and the mother of two children aged four and eight years old. One of them goes to school. Her dream is to open a general boutique in her environment.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 8
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,396,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Vainqeurs Plus Group's $3,000 loan helped a member to increase the inventory of her business by buying one bundle of used clothing to resell at profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 11, 2012
May 17, 2012
Currency Exchange Loss:
Oct 15, 2012