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Sabbatique Plus Group
In this Group: Josée, Serge, Tarcice, Charlotte, Mado, Jean De Dieu, Johnny, Auguy, Fidèle, Yvonne, David, Kakwifaku, Rodin, Alphonse, Mado, Mimi, Madeleine, Hortance, Esther, Honorine, Ghilain
Josée, aged 43, is the chairwoman of the Community Bank named “Sabbatique Plus”, which is composed of 21 members united in solidarity to receive loans from Kiva through the MFI HOPE RDC with the goal of developing their businesses.

Josée has been in the business world since 2002. She sells corn flour. She manages her business in the Eastern part of Kinshasa. She intends to use the next loan to increase the inventory of her goods by buying some sacks of corn flour to resell with the aim of increasing her profits. Each week, her business brings in a profit of $30.

Her ambition is to expand her business. Josée is married and has three children who are between 10 and 14 years old. Two of them go to school.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 14
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,396,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sabbatique Plus Group's $3,900 loan helped a member to purchase sacks of corn flour to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 11, 2012
May 17, 2012
Currency Exchange Loss:
Apr 2, 2013