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Shamim Bibi's Group
In this Group: Shamim Bibi, Sajida Bibi, Razia Bibi, Nazia Bibi, Rukhsana Bibi
Shamim bibi is a 44-year-old married woman, and by this relationship she has eight children: five daughters and three sons. Shamim and all of her daughters are engaged in decorative embroidery work. They craft beautiful embroidered designs on clothes and fulfill the orders of their customers. One of her sons works in a factory, and a second reads in the 5th standard. The youngest son doesn’t do anything. Her husband is a motor mechanic who works in a motor workshop where he repairs vehicles and earns income. He is very expert and experienced in his work.

Shamim has requested a loan from Kiva partner Asasah for her embroidery business. With the loan, she will buy beads, colored threads and sketches in larger quantity so that she and her daughters can all expand their business and make their profits double in size.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 266
    View loans »
    Pakistan Loans Fundraising
  • $17,407,625
    Funds lent in using Kiva
  • 90.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamim Bibi's Group's $1,275 loan helped a member to buy beads, colored threads and sketches for her decorative embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 15, 2012
May 16, 2012
Currency Exchange Loss:
May 17, 2013