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Dr. Andrew O. (standing second left with clinic staff) is a general practitioner managing his own private facility in Kisumu, Kenya. He is 44 years old and lives with his wife and six school-aged children. He was employed by the government for the first three years of his career. He then worked at a private hospital for six years before starting his own practice in 1997. He ran his current facility on a part-time basis using it primarily for admissions, while his main practice remained in the center of town. He gradually focused his efforts on building a larger out-patient facility at this location and eventually shifted his client base here three and a half years ago. Besides general curative services and an observation ward, his facility offers a pharmacy, a laboratory and maternal and child health services. Dr. O. attributes his success to hard work, perseverance and assistance from KMET’s/KIVA's previous three microfinance loans. He has been able to expand his facility, increase the number of services he offers and improve the quality of care he provides. Dr. O. also carries a very good reputation from his many years of good work in Kisumu. His practice continues to grow as he attracts more corporate clients as well as private patients. Dr O. plans to purchase additional of drugs in bulk with US $1200 he has applied for.

Disclaimer: Due to recent events in Kenya, the security situation in many communities remains unsettled, affecting many local businesses. Lenders to this entrepreneur should be aware that this loan may represent a higher default risk, and should be willing to accept this additional risk in making their loan.

Additional Information

Important Information

Please note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.

About Kenya

  • $1,800
    Average annual income
  • 405
    View loans »
    Kenya Loans Fundraising
  • $50,337,625
    Funds lent in using Kiva
  • 62.7
    Kenya Shillings (KES) = $1 USD