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Parveen Kosar's Group
In this Group: Parveen Kosar, Shabana Bibi, Sugran Bibi, Hameedan Bibi, Suraiya Bibi
Parveen Kosar is a 38-year-old married woman and by this relationship she has three children: two sons and one daughter. Her elder son and a daughter read in 10th standard. The youngest reads in 5th standard. Parveen wants to give her children a better education so they can spend their life in a better way.

For this reason, she has a decorative embroidery business. Her work is home-based. She gets orders from her relatives and neighboring people and earns well after completing the orders.

She is very talented by nature. She crafts beautiful embroidered designs on clothes, which helps attract more customers to her.

Her husband is in construction and constructs buildings and houses. He gets work on contract and gets money when the contracts are over.

Parveen has applied for a loan from Kiva partner Asasah for her decorative embroidery business. With the loan investment, she will buy clothes, beads, and colored thread in larger quantity for preparing embroidered dresses. She will earn good profits.

She started her business five years ago and is very confident that the loan investment will help her business to progress.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 369
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 90.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Parveen Kosar's Group's $1,325 loan helped a member to buy clothes, beads, and colored thread for her decorative embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 15, 2012
May 16, 2012
Currency Exchange Loss:
May 17, 2013