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Toktogul is 59 years old. She is a widow, and she has raised six children. She works as a school-teacher in the village of Kaindy-Bulak.

In order to provide an additional source of income for her family, she has been involved in animal husbandry since 1977, starting her business with an initial amount of 6,000 som (KGS). Toktogul currently owns one horse, ten sheep and two cows with their calves.

In order to further develop her business, she has turned to Bai Tushum & Partners for a loan in the amount of 70,000 som (KGS). This loan will be used to purchase additional livestock. Toktogul plans to invest the earnings from her loan into further expanding her animal-husbandry business.
View original language description ↓
Токтогул 59 лет, вдова, воспитала 6 детей. Токтогул работает учителем в школе села Кайынды - Булак и в качестве дополнительного источника дохода для своей семьи, с 1977 года занимается животноводством, начав этот бизнес со стартовой суммы 6,000 сом (KGS). В хозяйстве Токтогул на сегодняшний день имеется 10 овец, 2 коровы с телятами и 1 лошадь.
В целях дальнейшего развития своего бизнеса, Токтогул обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на закуп дополнительных голов скота. Доходы от кредита Токтогул планирует вложить в дальнейшее увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,887,550
    Funds lent in using Kiva
  • 47.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Toktogul to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 19, 2012
May 18, 2012
Currency Exchange Loss:
May 17, 2013