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Jose Miguel
José Miguel is sixty-five years old and married with four children. He lives in San José de Chimbo in the Bolívar province of Ecuador with his wife and youngest son, since his other children are married.

José Miguel makes his living through transportation, as he is a chauffeur. He is requesting this loan in order to pay his debt. With the help of the loan he will be able to pay the debt that he accrued due to illness. The cancellation of the debt will take place in Guaranda (another province of Ecuador).

The challenges that he faces are illnesses. His dream is to be able to rely upon his health in order to be able to support his family. In his free time he likes to go bowling.
View original language description ↓
JOSE MIGUEL tiene 65 años de edad es casado tiene 4 hijos, Vive en San José de Chimbo Provincia de Bolívar con la esposa y con el hijo menor porque los demás son casados.

JOSE MIGUEL se dedica a realizar fletes el es chofer. Solicita el crédito para pago de deuda. con la ayuda del crédito podrá pagar la deuda que lo realizó por enfermedad. La cancelación de la deuda se la realizará en Guaranda.

Los desafíos a los que se enfrenta son las enfermedades. El sueño es poder contar con salud para poder ayudar a la familia.
En el tiempo lire le gusta jugar boli.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Jose Miguel para pago de deuda to pay his debt.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 9, 2012
May 22, 2012
Currency Exchange Loss:
Feb 15, 2013