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Noly is 39 years old and married with 2 children who are in school. She works very hard to provide for them.

Noly runs a buying and selling charcoal business in the Philippines and requested a PHP 12000 loan through NWTF to buy additional sacks of charcoal to sell. She has been in this business for 3 years.

In the future Noly would like to save money so she could afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 389
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 42.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Noly to buy additional sacks of charcoal to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 9, 2012
May 14, 2012
Currency Exchange Loss:
Feb 15, 2013