Tepa is a 49-year-old married woman with one child. She would like to start growing taro and bananas to earn a living. Tepa has requested a loan to buy taro crops and chemicals for the business. She has been a member of SPBD since 2008. Tepa will spend her profits to pay her child's fees.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.