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Silvia Marina
Silvia Marina is 39 years old, and she is married. She lives with her husband and her two children, ages 12 and 16, in an outlying area of San Pedro Sula.

She established her own food business two and a half years ago. She has a business (café) in her house where she sells candy, soft drinks, sweets, and food. She previously worked for a private company, but she decided to establish this business because it is profitable.

She always wants to have products and variety to offer her customers in her business. This is her third requested loan. She will use it to buy products to stock the café where she sells food, soft drinks, and sweets.

She is thinking of using the earnings to look for a place that would be more accessible for sales. This way she would improve the family income. She would be supporting her husband in order to manage to make improvements to her house.
View original language description ↓
Silvia Marina, tiene 39 años de edad, está casada y vive con su esposo y sus dos hijos de 12 y 16 años de edad en una colonia periférica de san Pedro Sula.
Hace 2 años y medio que estableció su propio negocio de comidas, ella tiene el negocio (cafetería) en su casa donde ofrece golosinas, refrescos, dulces y comidas. Anteriormente trabajaba en una empresa privada pero decidió establecer este negocio ya que es rentable. Ella quiere mantener siempre producto y variedad en su negocio para ofrecer a sus clientes, es el tercer préstamo solicitado y con el va comprar productos para surtir la cafetería donde vende comida, refrescos, y golosinas.
Con las ganancias piensa buscar un local que sea más accesible para las ventas y mejorar así los ingresos familiares, apoyando a su esposo para lograr hacerle mejoras a su casa.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 52
    View loans »
    Honduras Loans Fundraising
  • $9,881,200
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Silvia Marina to stock food products like soft drinks, churros, sweets, and supplies to make food.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 9, 2012
May 22, 2012
Currency Exchange Loss:
Dec 15, 2012