Check out some available loans that are similar to this one!
María Yojaira
María Joraira is 28 years old. She is married and lives with her husband and children who are her main priority. She plans to use her loan to purchase seedlings and fertilizer and to pay laborers for the planting and care of coffee. In this way, she will be sure to do a good job. She intends to take advantage of the good soil conditions and topography that exist for this crop as well as put her experience managing coffee into practice. In addition, the loan will enable her to purchase better products of higher quality so that her plantation has good growth and health and adequate production in a short or medium cycle. This is her first loan from FUDECOSUR. She hasn’t had any other loans from state banks but FUDECOSUR has offered her the loan with better payment terms and a much lower interest rate.
View original language description ↓
María Joraira, tiene la edad de 28 años, está casada, vive con sus hijos y esposo que son su mayor prioridad. Ella con su crédito pretende hacer la compra de almácigo y fertilizantes y pagar mano de obra para la siembre y asistencia de café, y de esta manera asegurarse de realizar un buen trabajo. Lo que pretende es aprovechar las buenas condiciones de suelo y topografía que cuenta el terreno para este cultivo, y también poner en práctica la experiencia en el manejo de café. Además de poder comprar los mejores productos y de mejor calidad para que su plantación tenga un buen desarrollo y sanidad, y tener a corto o mediano plazo una producción adecuada. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 499.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped María Yojaira to purchase seedlings and fertilizer for planting coffee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 23, 2012
May 21, 2012
Currency Exchange Loss:
May 20, 2013