Check out some available loans that are similar to this one!
Víctor Tulio
Víctor Tulio, 30, is married and lives with his son and his wife, who are his biggest priority. With his loan he expects to buy fertilizer and pay for labor to help grow coffee, and in this way guarantee that he will do a good job.

What he hopes for is to make the most of the good climate and soil conditions for this crop, and to put into practice his experience managing coffee. In addition, he wants to be able to buy the best products of the best quality so his crop has good and healthy growth and he has suitable production in the short term.

This is the first loan he has received from FUDECOSUR. Previously he had not had other loans from state banks, but FUDECOSUR has offered him a loan with better terms and a much lower interest rate.
View original language description ↓
Víctor Tulio, tiene la edad de 30 años, está casado, vive con su hijo y esposa que son su mayor prioridad. Él con su crédito pretende hacer la compra de fertilizantes y pagar mano de obra para la asistencia de café, y de esta manera asegurarse de realizar un buen trabajo. Lo que pretende es aprovechar las buenas condiciones de clima y suelo que cuenta para este cultivo, y también poner en práctica la experiencia en el manejo de café. Además de poder comprar los mejores productos y de mejor calidad para que su plantación tenga un buen desarrollo y sanidad, y tener a corto plazo una producción adecuada. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 3
    View loans »
    Costa Rica Loans Fundraising
  • $4,820,575
    Funds lent in using Kiva
  • 499.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Víctor Tulio to grow coffee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 23, 2012
May 21, 2012
Currency Exchange Loss:
Aug 18, 2013