Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible. For a limited time, if you donate $35 or more, a $25 bonus will be added to your account (you’ll get an email once it’s there).
Premal Shah, President & Co-Founder, Kiva
  • $25
  • $35
  • $50
  • Submit
  • Other

A loan of $350 helped to pay for a deposit on an electronic data capture (EDC) machine for her bill payment business.


Yusrida's story

Ibu Yusrida is one of Ruma's RU (Rekan Usaha, or business partner) in North Bogor, West Java, Indonesia. She lives with her husband, Sidik, and two children ages 14 and 9. Ibu Yusrida and her husband own a warung (shop) that sells basic goods such as: rice, cooking oil, instant noodles, candies, soaps, shampoos, syrups, pulsa (prepaid mobile phone credits), and other items.

She's been a micro-entrepreneur for quite some time. Her husband and her see this opportunity to build and expand the business to become a payment point and get more customer that they can serve. She is expecting that people will come to her warung and pay their electricity bill, buy prepaid electricity credits, or pay motorcycle installments.

In the end, she really hopes that with this new business line she will grow the business and generate more income for the family, so the family's living standards could actually increase.



Loan details


Lenders and lending teams



Loan details