Josephine is 52 years old and widowed with 3 children.
Josephine works hard to provide for her family. She runs a nipa (woven palm mats) retail business in the Philippines and requested a PHP 22,000 loan through NWTF to purchase more stock to sell.
Josephine has borrowed and repaid 10 loans from NWTF prior to this loan. She has been running the nipa (woven palm mats) business for 15 years and also earns an income from fishing.
Josephine aspires to save enough money so she could send her children to college.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.