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José Alberto
José Alberto, 49, lives very humbly in his own house with his family, comprised of his wife and four children. He has been working in agriculture for many years, growing corn and beans which he sells at the main markets and sales points where he lives. He is a very simple man and totally dependent on agriculture. The most important thing for him is for his family to have everything they need to survive.

He is a very hard-working, responsible man who is dedicated to his family. He has very good references in the area where he lives, thanks to his charisma and ability to gain peoples' trust. He wants to begin sowing basic grains as soon as possible because harvest time is here. He is requesting a loan through INTEGRAL to buy farm supplies such as fertilizers and seeds. With this loan he will be able to continue in his activity, which is important for the economic support of his family.
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José Alberto de 49 años de edad, vive de manera muy humilde en casa de su propiedad junto con su grupo familiar el cual está conformado por su esposa y sus 4 hijos. Él se dedica a la agricultura desde hace muchos años. Cultiva maíz y frijoles, los cuales comercializa en los principales mercados o puntos de venta de la zona donde habita. Es un hombre muy sencillo el cual depende totalmente de la agricultura. Para él lo más importante es que su familia cuente con lo necesario para ir sobreviviendo. Es un hombre muy trabajador, responsable y dedicado a su familia. Tiene muy buenas referencias en la zona donde habita ya que gracias a su carisma a sabido ganarse la confianza de muchas personas. Desea comenzar la siembra de los granos básicos lo antes posible debido a que es el tiempo para comenzar con la cosecha. Solicita este crédito a INTEGRAL para invertir en la compra de los insumos agrícolas como: abonos, fertilizantes y semillas. Con este préstamo podrá seguir realizando esta actividad que es muy importante para el sostenimiento económico de la familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 514
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped José Alberto to buy fertilizers and seeds.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Apr 28, 2012
May 21, 2012
Currency Exchange Loss:
May 17, 2013