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This is 44 year-old Mary. She is divorced, and has 2 children aged 12 and 14. She has 2 additional dependents, who live with her to assist a sister. In 2004, Mary established her cooking utensils, shirts, suit cases, jeans, and shoes business. She began her business out of the need to be self reliant after being devastated by the war.

Working 6 days a week and 10 hours a day, she earns about Le 1,000,000 every month from this business. She would like a loan in the amount of Le 3,000,000. Mary requires a new loan in order to add to cooking utensils, shirts, suit cases, jeans, and shoes for her business. She hopes that this loan will enable her to increase her monthly profits by approximately Le 300,000. In the future, Mary plans to open a shop at the centre of town. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 40
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Mary to pay for cooking utensils, shirts, suit cases, jeans and shoes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 1, 2012
May 13, 2012
Currency Exchange Loss:
Nov 16, 2012