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Israel Hernández
Israel is 51 years old and lives in a home he has shared with his wife for many years. He plans to work very hard in order to buy this house in future since they don't own a home. His children already have their own homes, which is why he only lives with his wife. He and his wife make a living buying and selling men's shirts and jerseys. They have had this business for many years, so they have regular customers. Many people prefer Israel's store because he is hard-working, positive, responsible and honorable. He has always kept his business well-stocked, which has allowed many people to visit and request products. Given that many people make requests, and each one is for a new style, he decided to seek out this loan from Kiva partner Apoyo Integral to purchase a variety of new styles of shirts and jerseys to stock his store. He thinks that in this way he will increase his income, which will in turn improve he and his wife's quality of life.
View original language description ↓

Israel de 51 años de edad, vive en una casa que cuida desde hace muchos años junto con su esposa. Piensa trabajar muy duro para poder comprar esta casa en el futuro dado que no cuenta con casa propia. Sus hijos ya hicieron sus propios hogares, razón por la cual habita solo con su esposa. Él y su esposa se dedican al comercio de compra y venta de camisas de vestir y deportivas para caballero. Tiene muchos años de trabajar en este negocio, por lo que ya cuenta con clientes fijos. Muchas personas lo prefieren ya que es un hombre trabajador, positivo, responsable y honrado. Siempre ha mantenido su negocio muy surtido, esto le ha permitido que muchas personas lo visiten y demanden sus productos. En vista de que son muchas las personas que solicitan su negocio y cada vez demandan nuevos estilos ha tomado la decisión de solicitar este crédito a INTEGRAL para comprar variedad de nuevos estilos de camisas de vestir y deportivas para surtir su negocio de venta de camisas para caballero. Considera que de esta forma logrará mejorar sus ingresos y por consecuencia su calidad de vida y la de su esposa.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 727
    View loans »
    El Salvador Loans Fundraising
  • $29,699,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Israel Hernández to purchase a variety of men's shirts and jerseys.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 19, 2012
May 20, 2012
Currency Exchange Loss:
Dec 15, 2012