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Pedro Emperador
Pedro Emperador is 63 years old and lives with his life partner. He makes his living buying cardboard by traveling from neighborhood to neighborhood in his truck. After he collects the cardboard, he sells it wholesale to recycling industries who recyle it. He has spent many years in this business and he has gotten many clients. His neighbors state that he is a very hard-working and responsible person. The service he provides is the best in the area.

He wants to increase his sales, but to do that he needs to make a new investment. He wants to take every opportunity presented to him because he believes he has to make a maximum effort to be able to to surpass his limits. It is with this way of thinking that he decided to request a loan from INTEGRAL that will allow him to buy cardboard in bulk and to make some repairs to his vehicle. The earnings he makes assure him that he will pay off his loan and in the same way give his family a better quality of life and financial security.
View original language description ↓
Pedro Emperador de sesenta y tres años de edad vive junto a su compañera de vida; él se dedica a la compra de cartón de colonia en colonia de forma ambulante en un camión, y luego de recolectado lo vende por mayor a industrias recicladoras que lo vuelven a ocupar. Ya tiene varios años con este negocio y se ha hecho de mucha clientela, los vecinos afirman que es una persona muy trabajadora y responsable, el servicio que ofrece es el mejor de la zona, quiere aumentar la venta pero para ello necesita hacer nuevas inversiones, quiere aprovechar todas las oportunidades que se le presentan pues piensa que hay que esforzarse al máximo para poder traspasar nuestros límites, es con este pensamiento que se decidió solicitarle a INTEGRAL un crédito que le permita comprar cartón por mayor y para hacer algunas reparaciones al vehículo, las ganancias que obtienen en el día le dan la certeza para pagar su financiamiento y de la misma forma darle a su familia una mejor calidad de vida y seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 490
    View loans »
    El Salvador Loans Fundraising
  • $31,336,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Pedro Emperador to buy cardboard in bulk and make repairs to his vehicle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 2, 2012
May 21, 2012
Currency Exchange Loss:
May 18, 2014