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Luis Remberto
Luis Remberto lives with his life partner and their son. He works as a farmer, specifically cultivating corn and beans since those are the strongest source of income. After each harvest he sells to different merchants, who are loyal buyers because they know that Luis's crops are of the highest quality and are always affordable. He is very attentive to his customers. Luis is a man who is dedicated to his work, always looking to take advantage of opportunities that present themselves and not overlooking any detail, with the ultimate goal of achieving success.

In his last harvest he lost almost 80% of his production as a result of a tropical storm, leaving him without any profit and a little behind on his payments. Because of that he decided to ask INTEGRAL for a loan that will allow him to invest in a new harvest and buy corn and bean seeds, insecticides, fertilizers, etc, so that he can pay off his debt. Luis feels totally sure that by persevering and being responsible he will be able to get ahead and give his family a better future.
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Luis Remberto vive junto a su compañera de vida y su hijo, él se dedica a la agricultura específicamente al cultivo de maíz y frijol ya que son sus más grandes fuentes de ingreso. Después de cada cosecha, los vende a diferentes comerciantes que son fieles compradores porque saben que las siembras de Luis son de primera calidad y siempre les da precios accesibles, además es muy servicial con toda su clientela, Luis es un hombre entregado a su labor dispuesto siempre a aprovechar cada oportunidad que se le presenta, sin dejar pasar ningún detalle para al final del camino lograr el éxito; en su última cosecha perdió casi el 80% de su producción quedándose sin ganancias y atrasando un poco sus pagos, debido a un fenómeno tropical, es así como decidió solicitarle a INTEGRAL un crédito que le permita invertir en una nueva cosecha y comprar semillas de maíz y frijol, insecticida, fertilizantes etc., para poder sacar adelante su deuda. Luis tiene toda la seguridad que siendo perseverante y con mucha responsabilidad lograra salir adelante y regalarle a así familia un mejor futuro.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 550
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $325 helped Luis Remberto to buy corn and bean seeds, insecticides and fertilizers.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Apr 18, 2012
May 20, 2012
Currency Exchange Loss:
Apr 18, 2013